Tax Preparation & Tax Planning for Individuals
Helping Central Illinois individuals and pre-retirees reduce tax surprises, prepare for retirement, and make informed financial decisions with proactive tax planning.
Tax Preparation for 1040 returns starts at $249.
This Includes:
Federal tax return
Illinois state return
Electronic filing
Secure document portal
Returns involving rental properties, businesses, multiple states, significant investment activity, or other complex tax situations may require additional fees. We'll discuss pricing before any work begins.
Call 217-383-0626 to get a Personalized Quote
Looking for More Than Tax Preparation?
Many of our clients come to us for tax preparation and stay because they want proactive tax planning throughout the year.
If you're approaching retirement, considering a Roth conversion, selling investments, or simply want to avoid tax surprises, we can help you make informed decisions before they affect your tax return.
The Best Tax Savings Opportunities Happen Before You File
Most people think tax planning happens when they meet with their tax preparer in March.
By then, many of the biggest opportunities are already gone.
The decisions you make throughout the year can have a much bigger impact than anything we do after December 31.
Whether you're preparing for retirement or already retired, proactive planning can help you keep more of what you've earned.
Roth Conversion Planning
Evaluate whether converting part of your traditional IRA to a Roth IRA makes sense before tax laws or income changes.
Retirement Withdrawal Planning
Coordinate withdrawals from taxable, tax-deferred, and Roth accounts to help reduce lifetime taxes.
Social Security Tax Planning
Understand how different income sources may affect the taxation of your Social Security benefits.
Medicare IRMAA Planning
Avoid unexpected Medicare premium increases by planning taxable income before it triggers higher IRMAA brackets.
You're in the Right Place If...
Many of our clients come to us because they're asking the same questions. If any of these sound familiar, we'd love to help.
✅ You're within 10 years of retirement.
✅ You have a 401(k), IRA, or pension and want to make smarter tax decisions.
✅ You're wondering if a Roth conversion makes sense.
✅ You want to reduce taxes in retirement.
✅ You're concerned about Medicare premiums increasing because of your income.
✅ You'd like guidance throughout the year... not just during tax season.
✅ You want a tax professional who understands retirement planning.
✅ You want confidence that you're making informed financial decisions.
If you checked several of these boxes, you're exactly the type of client we built Iron Bull Tax Pros to serve.
Our Process
Introductory Call
We'll learn about your situation, answer questions, and determine whether we're a good fit.
Gather Information
We'll securely collect your tax documents and review your current tax situation.
Prepare & Review
We'll prepare your return, explain the results, and identify planning opportunities.
Plan Ahead
When appropriate, we'll help you identify strategies to reduce future taxes—not just prepare last year's return.
Common Questions
How much does Tax Preparation Cost?
Our individual tax returns start at $249. Every return is different, so we'll review your situation and provide a personalized quote before we begin. We do run specials so call or inquire about a personalized quote.
Can you help with tax planning, or do you only prepare tax returns?
Both. We prepare tax returns and provide proactive tax planning to help identify opportunities before they become missed opportunities.
What documents do I need?
After your introductory call, we'll provide a checklist based on your situation so you know exactly what to upload through our secure client portal.
Do you offer virtual appointments?
Yes. We offer both in-person and virtual meetings, depending on what works best for you.
Ready to get Started?
Let's Make Taxes Less Stressful
Whether you need tax preparation, proactive tax planning, or guidance as you prepare for retirement, we're here to help.
We'll start with a conversation, learn about your situation, answer your questions, and explain exactly how we can help.
📱217-383-0626
✓ Secure Client Portal
✓ Transparent Pricing
✓ CFP® Professional & Enrolled Agent
✓ Serving Central Illinois
Helping Central Illinois individuals and business owners make informed tax decisions through proactive tax preparation and tax planning. Schedule a Tax Intro Call.
